Important Notice and Disclosure

The information and material contained in this communication is confidential and intended for the recipient addressee named. If you are not the intended recipient please delete the message and notify the sender immediately.

Phil A. Younker & Associates is an Investment Adviser registered with the Securities and Exchange Commission. Registration does not imply a certain level of skill or training. All views, expressions, and opinions included in this communication are subject to change. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets or developments mentioned. As a precautionary measure we cannot rely on e-mail requests to authorize, direct or effect the purchase or sale of any security, wire transfer, or to effect any other transactions. Such requests, orders, or other instructions sent by email should be confirmed verbally, or by written instructions faxed to 800-853-4707 prior to their anticipated execution. We are unable to ensure email sent to you from us, or sent from you to us will be received. Please contact us at 907-452-4250 if there is any change in your financial situation, needs, goals or objectives, or if you wish to initiate any restrictions on the management of the account or modify existing restrictions. Additionally, we recommend you compare any account reports from Phil A. Younker & Associates with the account statements from your Custodian. Please notify us if you do not receive statements from your Custodian on at least a quarterly basis. Our current disclosure brochure, Form ADV Part 2, is available for your review upon request, and on our website, www.pyounker.com. This disclosure brochure, or a summary of material changes made, is also provided to our clients on an annual basis.

All written content on this site is for information purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. Opinions expressed herein are solely those of Phil A. Younker & Associates, unless otherwise specifically cited. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

Investing involves risk, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful.