Independent Advice

Independent Registered Investment Advisers are professional independent advisory firms that provide personalized advice to their clients, many of whom have complex financial needs. Because these advisors are independent, they are not tied to any particular family of funds or investment products. As fiduciaries, they are held to the highest standard of care—and are required to act in the best interests of their clients at all times. They are registered with either the Securities and Exchange Commission or state securities regulators.

A fiduciary is a professional entrusted to manage assets or wealth while putting the client’s best interests first. Advisors who follow a fiduciary standard must disclose any conflict, or potential conflict, to their clients prior to and throughout the advisory engagement. Fiduciaries will also adopt a code of ethics and will fully disclose how they are compensated.

A combination of independence, experience, and client focus sets us apart. As an independent Registered Investment Advisor, we provide the best advice for each client’s specific situation and needs without concerning ourselves with the agenda of a parent company. Our focus is on retirement planning and investment management while working closely with accountants, attorneys, and other professionals to ensure your financial goals are on track.  We are born and raised in Alaska and value the opportunity to work with our friends and neighbors.  While we have many clients across the United States, many of them have roots here in Alaska.

In our advisory role, we never take custody of client assets. We utilize Charles Schwab & Co., Inc. as the custodian of client accounts and as our primary broker. Our relationship with Charles Schwab & Co., Inc. is an arm’s length transaction with no exchange of funds between Charles Schwab & Co., Inc. and us. When your account is established with Charles Schwab & Co., Inc., you provide us with limited trading authorization on your account. This authority allows us to process trades directly in client accounts.  Many clients have accounts at other institutions which are an important part of the financial picture.  We utilize account statements and other records to incorporate your outside accounts to ensure your investments are aligned appropriately.